Simple steps,
clear rules, real results.
From your first contribution to your benefit — every step explained with live wallet tracking.
Your Journey to Benefit
Four clear steps from registration to receiving your vehicle or cash benefit
Register & Choose Your Package
Create your account, complete KYC verification, and select from Standard, Pro, or Premium packages. Pay your once-off joining fee to secure your place.
Make Monthly Contributions
Track your contributions in real-time via your digital wallet. A R100 monthly administration fee applies across all packages. Consistent contributions maintain your queue priority.
Join the Payout Queue
Once you’ve contributed 50% of your policy value (R100,000) and completed your package’s minimum wait period, you enter the payout queue. Your position depends on package tier, contribution consistency, and time in the system.
Receive Your Benefit
When you reach the front of the queue, choose your benefit: a vehicle from our selected options (up to R200,000 value) or a cash payout. Cash selection at maturity carries a 5% processing fee.
How the Queue Works
Clear, constitution-governed rules that every member can see and understand
Queue Priority
Priority is based on: 1) Package tier (Premium > Pro > Standard), 2) Contribution consistency, 3) Total time in the system.
50% Threshold
You become eligible for the payout queue once you have contributed at least 50% of your policy value (R100,000) and completed KYC verification.
Minimum Wait Periods
Standard: 12-month minimum wait. Pro: 9-month minimum. Premium: 6-month minimum. Package tier affects how quickly you’re eligible.
Continuous Participation
Regular contributions maintain your queue position. Two missed contributions result in suspension from the payout queue. Automatic payments are recommended.
Early payout requests are processed based on queue position, fund availability, and committee approval. A 10% penalty applies for early cash-out before policy maturity.
Membership Packages
All packages include a R100 monthly administration fee. Choose the tier that matches your goals.
- Full participation rights
- Payout eligibility
- Digital wallet access
- Standard queue priority
- 12-month minimum wait
- R100/month admin fee
- All Standard features
- Medium queue priority
- Access to workshops
- Faster processing
- 9-month minimum wait
- R100/month admin fee
- All Pro features
- Highest queue priority
- Insurance support
- Premium support
- Strategic invitations
- 6-month minimum wait
Quick Answers
Priority is based on: 1) Package tier — Premium members are ahead of Pro, who are ahead of Standard. 2) Contribution consistency — missing payments reduces your priority. 3) Total time in the system — members who have been contributing longer are prioritised within the same tier.
Two missed contributions will affect your position in the payout queue. Automatic payments are strongly recommended to maintain your priority. Repeated default may lead to suspension or expulsion from the programme.
Early payout requests are processed based on your current queue position, fund availability, and committee approval. A 10% early cash-out penalty applies if you withdraw before policy maturity. Contact us through your wallet dashboard to submit a request.